Business Insurance
The latest news and updates at For Purpose Education, including articles and blog posts about what’s happening across our education and training platform.
Specialist Disability Accommodation (SDA): An evolving market
27/04/2026
Over the past 12-18 months, we’ve seen a clear shift in how insurers approach Specialist Disability Accommodation (SDA), particularly within the Robust design category. The market remains selective. But importantly, it’s maturing. Well-structured, purpose-built SDA assets are not only insurable, they’re increasingly understood by the right insurers. Property: stability returning for quality assets Property insurance…
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Specialist Disability Accommodation (SDA): An evolving market
27/04/2026
Over the past 12-18 months, we’ve seen a clear shift in how insurers approach Specialist Disability Accommodation (SDA), particularly within the Robust design category. The market remains selective. But importantly, it’s maturing. Well-structured, purpose-built SDA assets are not only insurable, they’re increasingly understood by the right insurers. Property: stability returning for quality assets Property insurance…
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Omnisure’s Agriculture & Rural team hit the road: Connecting with Clients and Community in Hay, NSW
14/08/2025
Earlier this year, Omnisure's agriculture expert Tristen van Rhoon travelled to Hay in regional New South Wales to connect with some of our most valued farm and rural clients. The visit was a fantastic opportunity to deepen relationships, better understand the local conditions, and ensure our insurance advice remains grounded in the realities of life…
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Preparing Your Business for Storms and Fires: Practical Tips
21/11/2023
As Australian weather patterns continue being unpredictable, businesses, whether in bustling city centres or serene regional towns, must prepare for the storm and fire season. From storms, hail, cyclones, floods and flash flooding, to bushfires or urban grass fires, weather events can wreak havoc on your operations and pose risks to your employees or clients. …
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Underinsurance: Why The Right Level Of Insurance Matters
13/09/2023
A critical aspect of risk management that often goes unnoticed among Australian businesses is underinsurance. In an economic landscape marked by uncertainty and unforeseen business and environmental challenges, it is imperative for businesses to comprehensively safeguard their operations. Yet, a concerning trend persists – roughly 80% of businesses don't have the right level of insurance…
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Reasons Why You Need Cyber Insurance For Your Business
22/08/2023
In today's digital age, businesses face an ever-increasing threat of cyberattacks and privacy breaches. As we have seen in the last year with big brands like Optus, Medibank and Ambulance Victoria all experiencing cyber breaches. As many big name brands as we hear about experiencing a cyberattack there’ll be two or three times as many…
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Why Professional Indemnity Insurance Is Important
23/07/2023
As a business owner or qualified professional, you provide your expertise to clients. They buy your services, and expect you to deliver what they’ve paid for, inline with the agreed quality, cost and time. They also expect that any advice you provide will be accurate, complete, and appropriate for their circumstances. All this adds value…
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Why Directors And Officers Liability Insurance Is Important
14/06/2023
With the recent appointment of Gharfur Barchia as non-executive director, Chair of our Board, we have been reflecting on the importance of Directors and Officers Liability Insurance. The risks associated with Director and Officer roles are high. Key individuals like Gharfur “guide the ship” and make critical decisions that shape the future of companies. So…
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Unique risks facing the motor trades industry
14/09/2022
In addition to the usual risks facing most businesses, there are some unique risks that need to be considered when designing an insurance package for mechanics, smash repairers, and other associated industries. The most common misconceptions about motor trade insurance are forgetting that you need to let your provider know about any vehicles you are…
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The insurance implications of buying a business
02/03/2021
An increase in mergers and acquisition (M&A) activity is one noticeable trend1 throughout the year of the pandemic (and forecasted to continue in the year ahead). At Omnisure, we're frequently asked to advise clients on the insurance ramifications of acquiring a new business, both from the point of view of the acquiring entity and the…
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Why contract review is crucial for your insurance
24/11/2020
So, are you sure you haven’t entered into indemnity or hold harmless agreements? Proposals for public and products liability insurance often ask whether the potential insured has assumed any obligations under contracts or agreements, including through hold harmless or indemnification agreements. Unfortunately, all too many times people have indemnities or hold harmless agreements in their…
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Why do small businesses gamble with their survival?
23/03/2018
By Martin van Rhoon, Omnisure Principal Risk Adviser So, you build a business, work six or seven days a week, long days, long nights for years on end – a journey your young family endures along with you. Why? Because you want to build the lifestyle you’ve always envisaged and to be able to give…
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